Terms

Content from this Site

This site is not designed to and does not provide medical advice, psychiatric advice, professional diagnosis, opinion, treatment or services to you or to any other individual. Through this site and linkages to other sites, DivineProblemSolvers.com provides general information for educational purposes only. The information provided in this site, or through linkages to other sites, is not a substitute for medical or professional care, and you should not use the information in place of a visit, call consultation or the advice of your physician, therapist or other healthcare provider. DivineProblemSolvers.com is not liable or responsible for any advice, course of treatment, diagnosis or any other information, services or product you obtain through this site. A ‘treatment’ as worded on this website is NOT deemed to be a medical or psychological treatment nor is it to be taken as professional advice in any way.

IF YOU BELIEVE YOU HAVE A MEDICAL EMERGENCY, YOU SHOULD IMMEDIATELY CALL 911 OR YOUR PHYSICIAN. If you believe you have any other health problem, or if you have any questions regarding your health or a medical condition, you should promptly consult your physician or other healthcare provider. Never disregard medical or professional advice, or delay seeking it, because of something you read on this site or a linked website. Never rely on information on this website in place of seeking professional medical advice. You should also ask your physician or other healthcare provider to assist you in interpreting any information in this site or in the linked websites, or in applying the information to your individual case.

Medical and mental health information changes constantly. Therefore the information on this site or on the linked websites should not be considered current, complete or exhaustive, nor should you rely on such information to recommend a course of treatment for you or any other individual. Reliance on any information provided on this site or any linked websites is solely at your own risk and your personal choice.

Site Usage

The use of this site is subject to certain Terms of use, which constitute a legal agreement between you and DivineProblemSolvers.com. By using, accessing or browsing this web site in any way, you acknowledge that you have read, understood, and agree to be bound by all Terms of use listed. Please review these terms, and if you do not agree to the terms, do not use this web site.

Information may be changed or updated without notice, at any time. DivineProblemSolvers.com may also make changes in these terms and conditions without notice. The user is bound by such revisions and should visit this page periodically to review the current terms and conditions of use.

The material provided on this web site is protected by the United States copyright law and international copyright treaties. This web site is operated by DivineProblemSolvers.com from its offices in the United States. Any claim relating to, and the use of, this web site and the materials contained herein is governed by the laws of the state of Indiana and the United States of America.

The material on this web site is copyrighted, and may only be used under the terms of the copyright notice listed below.

Refunds and Cancellations

Client chooses the date of phone reading, and written reading is done within a 2-hour window.  Please check your junk mail folder if you have not gotten an email in that time frame, and add sonja@divineproblemsolvers.com to your email contacts immediately. Refunds are only given in cases where no information would come through for the recipient (which is extremely rare). Readings are final once the phone consultation has been finished and the written treatment has been sent. Any extra information that may come through after the reading will be sent to the recipient at no charge. A 24 hour notice is required for cancellation of an appointment. If cancellation is made less than 24 hours before the scheduled appointment, no refund will be given.  At the start of a scheduled phone appointment, Connie will wait on the phone line for 10 minutes. After that time the appointment will be considered canceled. By scheduling an appointment and making payment, you are agreeing to these Terms.

Copyright

Unless otherwise noted, all of the material on this web site is Copyright © 2018 by DivineProblemSolvers.com. All rights reserved. No part of this web site or images shown may be reproduced, published, distributed, displayed, performed, copied or stored for public or private use in any information retrieval system, or transmitted in any form by any mechanical, photographic or electronic process, including electronically or digitally on the Internet or World Wide Web, or over any network, or local area network, without written permission of the author.

No part of this web site may be modified or changed or exploited in any way used for derivative works, or offered for sale, or used to construct any kind of database or mirrored at any other location without the express written permission of the author.

Thank you for respecting the intellectual property rights protected by the copyright laws of the United States and International Copyright Treaty. Permission is granted to download and print the materials on this web site for personal, non-commercial use only, and to display it on your personal computer provided you do not modify the materials and that you retain all copyright notices contained in the materials. You may not, without the author’s express written permission, “mirror” any material contained on this web site on any other server. Any unauthorized use of any material contained on this web site may violate copyright laws and subject to violator to legal judgement and penalties.